Advice for first time buyers

The Money Advice Service: first-time home buyer guide (external website)


  • how much deposit do I need to buy a house?
  • budget for the other costs of buying a home
  • make sure you can afford your monthly repayments
  • affordable home-buyer schemes to get you on to the property ladder
  • finding a mortgage
  • freehold or leasehold
  • the mortgage application process
  • someone else can guarantee your mortgage